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In relation to an applicant's duty to disclose material facts on the application for life insurance, what is the legal effect of the insurer's questions on the application form?
Is a failure to disclose substance abuse, such as abuse of drugs or alcohol, on an application for life insurance considered a material misrepresentation?
Is an insured's failure to disclose substance abuse on an application for life insurance considered a material risk?
Is an insured's failure to disclose the fact of his or her smoking on an application for life insurance considered a material misrepresentation?
What are some cases outlining the reasons for finding or not finding fraudulent misrepresentations in the context of applications for life insurance?
What are the elements of fraudulent misrepresentation in the law of life insurance?
Where an insured is a corporation and a misrepresentation is made by an authorized employee in the context of Directors and Officers insurance, is the corporation bound by the actions of its employee, and is there anything that can be done to protect the corporation?
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Duty to disclose material change in risk
Nature of duty