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Are statutory accident benefits deducted from the amount of the total damages award or from the policy limits?
Are there any cases dealing with home modifications under the applicable Statutory Accident Benefits Schedule (post-November 1996) with respect to catastrophic psychological and physical injuries?
Can a party, who is to undergo an insurer medical examination pursuant to Statutory Accident Benefits Schedule — Accidents on or after November 1, 1996, refuse to sign any consent or authorization that the examiner reasonably deems necessary to be completed before the examination is to proceed?
Can an insured person still receive non-earner benefits while attending school, whether high school, college or university?
From what date should interest on the non-earner benefits payable to the client be calculated?
Has there been any interpretation of the Bill 164 Income Replacement Benefits (IRB) regime to determine whether post-accident income is deducted from the IRB policy limit, or is deducted from the pre-accident income?
How has the definition of “incurred” expenses in the Statutory Accident Benefits Schedule affected claimants' entitlement to payment of benefits in Ontario?
How is the term “primary caregiver” as it exists in the Statutory Accident Benefits Schedule — Accidents on or after November 1, 1996 for accidents on or after Nov. 1, 1996, is defined?
If a plaintiff is unable to collect the full amount of a judgment, will a judge be less likely to order an assignment of collateral benefits pursuant to s. 267.8(12) of the Insurance Act, R.S.O. 1990, c. I.8?
If there is an Independent Medical Assessment done under the Statutory Accident Benefits Schedule — Accidents on or after November 1, 1996, O. Reg. 403/96 [SABS-1996], can the insurer rely on a future prognosis/prediction of recovery to terminate IRB benefits?
Is a child of a deceased parent entitled to payment of a death benefit under the Statutory Accident Benefits Schedule — Accidents on or after November 1, 1996 (“SABS”), if he or she was not cohabiting with the deceased at the time of the accident, but where the deceased had an obligation at the time of the accident to provide support to the child under a court order?
Is a store franchisee, which is a corporation and an occupier, a “person present at the incident” (i.e., for the purposes of s. 267.5 of the Insurance Act such that it is considered a protected defendant?)
Is an insured person required to submit a Form 1 in order to receive attendant care benefits under the Statutory Accident Benefits Schedule — Accidents on or after November 1, 1996. O. Reg. 403/96, as amended (the “SABS”)?
Is the interest payable on unpaid benefits under Bill 68/OMPP punitive or compensatory?
Is there any law prohibiting the payment of a referral fee to Regulated Health Professionals? Is there any law governing how much a health care professional must charge for services, such as massage therapy or physiotherapy?
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Disclosure of risk
Extent of risk
Underinsured motorist endorsement
Uninsured automobile coverage